Seriously injured in a car accident? You need a top-rated personal injury lawyer. Steve Boyd is one of Buffalo’s most successful and experienced car accident lawyers. He is an experienced trial attorney who also has negotiated hundreds of car accident injury settlements without going to trial. Our Buffalo based law firm is here to help. Contact us by filling out our form for a free consultation. You can also call us at 716-400-0000 or 585-600-2019 for more information.
Buffalo Car Accident Lawyers
Who pays my medical bills in a car accident?
Car accidents are the most common cause of personal injury cases in the country. Buffalo is no exception. Thousands of people are injured in Buffalo area car crashes every year. The injuries can be extensive, and the medical bills can be very high.
New York is a “no fault” insurance state. That means in any Buffalo car accident, the medical bills will be paid by your own car insurance – no matter who is at fault. Your normal health insurance won’t pay for medical treatment. The other driver’s insurance won’t pay either. If you are the owner of a car in a New York car accident, your car insurance pays the medical bills for anyone injured in that car and reimburses them for other expenses, including lost wages.
New York’s Insurance Law is complicated for people injured in a car accident. There are complicated forms to be completed. The rules favor the insurance industry.
Our firm has full time “no fault” paralegals to assist you in navigating the complicated forms for medical and lost wage benefits. We work closely with you, your doctors and the insurance company to make sure the medical bills get paid and to obtain lost wage benefits if you’re out of work.
Do You Need a Car Accident Attorney?
Buffalo people who’ve been injured in car accidents can tell you the process is not simple. Insurance companies are often not working in your best interests. We are here to help. There’s no charge unless we win your case.
Western New York courts handle thousands of cases involving car accidents, motorcycle accidents, and bicyclists or pedestrians who were hit by cars. The process can be complicated, which is why you’ll need an experienced auto accident attorney. We’ve helped thousands of clients in their personal injury cases. Most receive personal injury settlements without going to court.
Our Buffalo personal injury firm pursues money damages for every injury suffered by our clients. We also help them deal with the insurance companies involved. We will guide you through the insurance requirements and forms to make sure you get the medical benefits and lost wages you deserve.
Car Accidents Cause Serious Injuries
The most common car accident injuries are neck, back, head and shoulder injuries.
Motorcyclists have less protection, so injuries from motorcycle accidents tend to be more severe. Broken bones, internal injuries and paralysis are common following a motorcycle accident. Pedestrians or bicyclists who are hit by cars on the streets of Buffalo are equally unprotected and often suffer devastating trauma, such as brain injuries from striking the pavement, spinal cord damage, and even wrongful death.
Because car accident injuries are so common, New York State has special rules for auto injury cases. A person injured by a driver’s negligence can only pursue a personal injury claim if he or she has suffered a “serious injury.” New York State’s definition of a “serious injury” is complicated and describes several different types of injuries that are considered serious. The success or failure of a personal injury case often depends on:
- the type of injury suffered,
- how long it takes someone to heal, and
- how the person’s daily life is affected.
These special rules for car accident cases are an important reason to consult an experienced car accident lawyer if you have been injured in a car wreck. A top Buffalo personal injury attorney will know whether an injury is likely to qualify as a serious injury in New York State and how best to proceed with a claim for damages against the person at fault.
How Much Is A Car Accident Case Worth In Western New York? There are several factors that determine the value of car accident cases. They include:
- The amount of automobile insurance coverage available,
- The extent of the injuries,
- How much treatment is required for the injuries,
- How much time is missed from work,
- Who caused the accident.
All of these factors must be considered when determining the value of a personal injury claim.
While all these factors make each case unique, the amount of insurance available often has a strong impact on any auto accident injury settlement. New York State requires that every auto have personal injury coverage for a car accident. The lowest amount of coverage allowed is $25,000 per person injured and $50,000 per accident. This means that someone injured in a car accident caused by the driver of a vehicle with the minimum insurance may recover up to $25,000 from the insurance company. If there is more than one person injured, however, the total amount the insurance company has to pay to everyone combined is capped at $50,000.
Not all drivers carry the minimum levels of insurance. In some cases there may be millions of dollars in insurance available. This is usually the case when a commercial vehicle or truck caused the accident.
Sadly, sometimes the person at fault for the collision chose to buy cheap insurance and the coverage is limited. However, there are cases when it’s possible to pursue compensation through the uninsured/underinsured motorist coverage from your own auto insurance policy. This is special insurance that you can purchase to protect yourself if the driver who injured you does not have enough insurance to pay for your injuries in a car accident.
Hiring an experienced auto accident attorney can help you understand what your case is worth. It also gives you an experienced negotiator who will deal with the insurance company and defense attorneys to get you the maximum settlement. Attorney Steve Boyd has 20 years of experience evaluating client’s injuries and fighting to get injured people the full settlement they deserve.
Our Buffalo Car Accident Lawyers Can Help You
Being injured in a car accident can be a frightening and stressful experience. Too often, people who should be focused on recovering from their injuries are instead left worrying about how medical bills will be paid, losing their income because they can’t work, and whether the insurance company will deny their claim. Our Buffalo based car accident attorneys can help you with these issues so you can focus on getting better after the crash.
Time matters. Act now.
The sooner you contact a car accident lawyer after a crash, the sooner we can investigate who was at fault and get you compensation for your injuries. That will allow you to focus on getting better and getting your life back on track while we work to protect your rights. Call today at 716-400-0000 or 585-600-2019 or use our online form to schedule your free consultation.