Paying Medical Bills In Buffalo Car-Pedestrian Injury Accidents.

August 5, 2013

When a pedestrian in Buffalo or Western New York is hit by a negligent driver and suffers personal injury, he or she is entitled to pursue a claim against that driver for damages.  Settling a personal injury case usually takes time, and injured pedestrians have expenses such as medical bills and lost wages that need to be paid quickly.  If the injured person had been a driver or passenger in a motor vehicle instead of a pedestrian, these initial expenses would usually be paid by their own insurance company – not the negligent driver’s – under New York State’s “No Fault” insurance regulations.  So what happens if you are not in a car when injured by a negligent driver?

If a pedestrian or bicyclist is struck by a car in New York State, his or her medical bills and any lost wages will, at least initially, be paid through the car owner’s “No-Fault” automobile insurance policy.  These initial expenses associated with the accident are paid without having to prove the driver was at fault for the accident and do not have any impact on the pedestrian’s right to pursue a personal injury case against the driver for additional damages.

The laws surrounding New York automobile insurance can be complicated.  At our law firm, we not only pursue claims on behalf of our personal injury clients, but also assist them in making sure all insurance companies involved – including their own – are providing them with the coverage they are entitled to.  If you have been injured by a driver while jogging or walking, you should consult an experienced personal injury attorney who understands how these insurances work.  We can be reached at 716-400-0000.